Building a Mobile Banking App with a Vietnam Development Team

About TMA Solutions

TMA Solutions is one of Vietnam’s largest IT service providers, with 4,000 engineers and over 600 fintech specialists. With 18+ years in financial technology, TMA delivers AI-powered wealth management, banking, capital markets, and payment solutions for global clients. Our capabilities include:

• AI-powered portfolio modeling & robo-advisors
• AI-based financial reporting & analytics
• Machine learning credit scoring systems
• Intelligent document processing for wealth operations
• Conversational AI for financial advisory and customer service

TMA AI Case Studies in Wealth Management

1. Robo Adviser – Personalized, Automated Investment Guidance

• Objective: Build an AI-driven tool to assess investor habits, risk profiles, and timelines to recommend tailored portfolios.
• Key Features: Automated portfolio creation, dynamic rebalancing, and risk-adjusted asset allocation.
• Impact: Expanded advisory capacity, improved personalization, and reduced advisor workload.

Figure 1 Robo Adviser Solution

2. Financial Report Generation – Automated Analyst-Quality Reports

• Objective: Automate the creation of detailed investment and financial reports.
• Key Features: AI-powered data analytics, prediction modeling, and narrative generation with tables and charts.
• Impact: Cut reporting time from hours to minutes while improving clarity and customization.

Figure 2 Financial Report Generation Solution

3. Finance Document Intelligent – AI Document Processing

• Objective: Automate document classification and data extraction for portfolio operations.
• Key Features: Azure AI OCR, document tagging, and searchable data indexing.
• Impact: Increased operational efficiency and reduced compliance reporting time.

Figure 3 Finance Document Intelligent Solution

4. Credit Scoring System – Smarter Investment & Lending Decisions

• Objective: Build ML-based credit scoring to assess loan applicants and investment risk exposure.
• Key Features: Real-time scoring, predictive modeling, and portfolio risk integration.
• Impact: Reduced defaults and enhanced portfolio risk management.

Figure 4 Credit Scoring System